Structural Integrity Reserve Studies

Ensure your building’s safety, compliance & financial stability

What is a SIRS Inspection?

A Structural Integrity Reserve Study (SIRS) is a legally mandated evaluation for condominium and cooperative buildings in Florida with three or more habitable stories. It’s a visual inspection combined with a financial plan to assess major building components, their remaining useful life, and anticipated costs.

Under Florida law (SB-4D / HB-913 and statutes), affected associations must complete a SIRS at least once every 10 years

Why SIRS Matters

  • ✅ Compliance & Avoid Penalties – Non-compliance could put boards at legal risk under Florida statutes.

  • ✅ Protect Residents & Property Value – Identifies structural issues early, preventing costly repairs and preserving value.

  • ✅ Smart Financial Planning – Provides a funding roadmap so associations can budget effectively for future repairs.

  • ✅ Transparency & Trust – After inspection, associations must share the study with unit owners and notify the DBPR.

30
28

What Components We Inspect

As required by Florida SIRS guidelines, we visually assess:

  1. Roof systems

  2. Structural elements (load-bearing walls, primary structural members, framing)

  3. Fireproofing & fire protection systems

  4. Plumbing systems

  5. Electrical systems

  6. Waterproofing, exterior painting, sealing systems

  7. Windows and exterior doors

  8. Other elements exceeding a deferred maintenance cost threshold (e.g. > $10,000) if failure affects structural integrity

Our SIRS Process

  • Document Review – Evaluate architectural plans, existing reports, and property history.

  • On-Site Visual Inspection – Licensed professionals inspect all structural and functional elements.

  • Condition Analysis & Life Estimation – Estimate remaining useful life, identify deficiencies, prioritize repairs.

  • Cost & Funding Plan – Prepare recommended reserve funding schedule to meet future needs.

  • Report & Board Presentation – Deliver final report and help present findings to the board and owners.

  • Revisions & Follow-Up – Make adjustments based on feedback and support during implementation.

31

Florida SIRS & Legislative Updates

  • The initial SIRS deadline for many associations has been extended to December 31, 2025 under HB-913. Building Mavens+2UES – Grounded In Excellence+2

  • The law clarifies the concept of “habitable stories” (excluding non-habitable garage floors from the count). Building Mavens+1

  • SIRS now require a baseline funding plan and stricter reserve funding rules for structural items. Building Mavens

  • For budgets adopted on or after January 1, 2025, associations must use the SIRS findings as the basis for allocating structural reserve funds.

Who Should Get a SIRS?

  • Condominium or cooperative buildings with three or more habitable stories.

  • Buildings that are 30 years old or older often need additional Milestone Inspections that may integrate with SIRS. condos.myfloridalicense.com+3henlaw.com+3Building Mavens+3

  • Associations seeking to maintain compliance, protect assets, and budget strategically.

Make sure your building is safe, compliant, and future-ready.

👉 Request your SIRS inspection & funding plan today — let us guide your association through every step.

Contact Us Today